Bip39 checksum calculator https://unsplash.com/@morganvmyg The last stage of BIP-39 is generating the actual binary seed that's then made use of as a learn important in BIP-32 deterministic wallet or applying other solutions. In contrast to standard wallets derived exclusively from a seed phrase, passphrase-safeguarded wallets are concealed from basic sight. https://www.tumblr.com/generalllamacolor/787594721599078400/can-you-depend-on-online-bip39-generators-a